Finance Learn More

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Special Offer !
12 Months Interest Free term available on all purchases $399 or over*

Currently we offer finance on any single product purchase or combined product purchases over the value of $399.

Applications can be made directly with Gilrose via their online Finance Application page here or directly with us in store.

How it works online

  1. Add all the items you wish to purchase to your shopping cart
  2. Click on the View Cart to navigate to the cart page, use the shipping calculator to calculate the shipping or choose Pickup from store if you wish to collect your goods.
  3. Click on the Apply for Finance button at the cart page. A popup window will appear where are able to choose the number of months you wish to finance your purchase over and the repayment frequency, eg: Weekly. Click on the Calculate button, this will calculate your repayments based on the settings you chose. If you wish to proceed and apply for finance click on the Apply for Finance button, this will take you directly to the Gilrose Finance application form page where you can complete your finance application details.
  4. Once your application is submitted Gilrose Finance will contact via email both parties to advise if the application was accepted or declined. Occasionally Gilrose Finance may require extra information which they will request from you.
  5. When your application has been approved Gilrose will contact via email both parties with a copy of your finance contract and a checklist of what is required to complete the contract. At that stage we will also make contact with you to make sure that all the contract details are correct, eg: Name, Address, Contact details, Finance amount before you sign the contract. If anything needs amending we will do this and resend the contract.
  6. After you have completed all the requirements and the contract is signed, you can then either scan the contract and email this directly to us at here or post / courier the completed contract back to our store at 62 Killarney Road, Frankton, Hamilton or Po Box 51, Whatawhata, 3261. Once we have the electronic scan or the printed contract back we will verify the contract is complete and process your order and then ship your goods.

    NB: You must complete and sign the goods release form to say that your goods will be sent to you at a later date and are expected to arrive in x-x days. When adding a date to the form please allow 7 days for your goods to arrive from the time you return the contract to us. This allows time for the contract to arrive back to us, be verified and for us to send out the goods. We are unable to send your goods without the goods release form being completed and signed.

How it works in-store

Simply call into our store and we will assist you instore with your application and once approved it can be processed that day and you can take your goods the same day.


Gilrose Finance

Gilrose Finance Company Limited was established in 1992 and has since been providing consumer finance to some of the largest retailers in the country. Gilrose is proudly a New Zealand owned private company and at the request of our international retailers has extended its services to the Australian market in 2007. The company has developed cutting edge technology to ensure that the lending process is fast and efficient for both the retailer and the customer.

For more information about Gilrose Finance visit their website here

Why use Gilrose ?

  • Finance available 7 days a week
  • One page application
  • A response within 5-15 minutes of application
  • No deposit finance (credit criteria apply)
  • Easy to budget with fixed term payments
  • 12, 24 or 36 month terms available

Apply online here

*All finance applications are subject to normal lending criteria
*Finance calculator should only be used as a guide. Actual repayments may vary due to deposits, repayment insurance or any special terms.