Payment Options

Payments can be made in any of the following ways.

Bank Deposit
Select the "Bank Deposit" option at the time of your order processing to make payment by direct credit from your bank account to ours. This can be done by Internet banking online, phone banking or by making payment in person at any Bank of New Zealand branch.
Your order confirmation will contain our bank account details. When making payment please leave your order number or last name as a payment reference. When your deposit is confirmed we will send your goods and let you know they are on the way.
Account details for payment via Internet banking, phone banking or branch deposit are provided by the website at the time of your order being processed. In the event of these not been received or lost they are as follows: 
 
Account Name: Protective Elements Limited
Bank: Bank of New Zealand
Branch: Hamilton
Account Number:  02 0316 0042389 00

NB: To ensure the prompt processing of your order and to avoid shipping delays, please put your order number or last name in the reference section. Payments made without a reference or incorrect information cannot be processed immediately and could potentially be delayed until payment details are clarified.

NB: International payments made directly to our bank account incur additional fees. All fees incurred by us to receive payment are the purchaser’s responsibility, please ensure that payment for these fees is included when making payment to our account.

Credit Cards 
We accept payment using Visa, Mastercard or American Express. Select the appropriate card type at the time of your order processing. NB: American Express is available online only

PayPal
Select PayPal at the time of your order processing. You will be redirected to the PayPal website to continue your PayPal Express Checkout.

Q Card
We accept payment using Q Card. NB: Q Card is only available in-store. For online purchases please call us to process your payment manually using your Q Card.

Afterpay
Select Afterpay at the checkout - Shop now, Enjoy now. Pay later. Buy what you want today, pay for it in four equal installments, interest-free. Details here

Finance Payment Options

We offer flexible and convenient financing through Finance Now and GEM Finance, allowing you to get the outdoor gear you need today and spread the cost over time.

Available Finance Options

Finance Now: Available on eligible online purchases over $349 using your Finance Now account or NOW Rewards Visa card.

GEM Finance: Available on eligible online purchases over $300 using GEM Visa or GEM CreditLine.

How to Complete Your Order

For Finance Now

Select Payment Method: Choose Finance Now at checkout.

Enter Account Details: Provide your 9-digit Finance Now customer account number (located on the back of your card).

SMS Verification: Once we receive your order, our team will verify your account number via phone or email and send a security verification code to your mobile phone via SMS.

Complete & Dispatch: Once your code is verified, we will finalise your payment, process your order, and ship your gear!

For GEM Finance

Select Payment Method: Choose GEM Visa / GEM CreditLine at checkout.

Receive Payment Link: Once your order is placed, our team will send a secure GEM Pay-By-Link directly to your mobile phone via SMS text message.

Complete & Dispatch: Follow the link instructions to finalise your payment, and we will process and ship your order!

Don't Have an Account Yet?

No problem! If you don't already have an active Finance Now or GEM Visa / GEM CreditLine account, you can apply online quickly and easily.

Click here to visit our Finance Info Page and apply online.