Finance

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We've made Interest Free Shopping even easier!

 

Finance NOW

That new tent, rooftop setup or full camp kitchen doesn't have to wait for payday. Spread the cost over 18 months and pay zero interest during that time.

It's our longest interest free term, and it's only on NOW Rewards Visa.

How it works:

  • Apply online for a NOW Rewards Visa
  • Shop anything over $349 online or in store at EquipOutdoors
  • Pay it off over 18 months, interest free.

Apply Now

How to Complete Your Order:

  • Select Payment Method: Choose Finance Now at checkout.
  • Enter Account Details: Provide your 9-digit Finance Now customer account number (located on the back of your card).
  • SMS Verification: Once we receive your order, our team will verify your account number via phone or email and send a security verification code to your mobile phone via SMS.
  • Complete & Dispatch: Once your code is verified, we will finalise your payment, process your order, and ship your gear!

*Finance NOW Interest Free Offer T&C's

NOW Rewards Visa terms and conditions, credit criteria, rates and fees (including a one-off $55 establishment fee and a $34 account fee charged 6-monthly) apply. Purchase interest rate of 26.65% p.a. applies to the outstanding balance after interest free term ends. Cash advance interest rate of 29.40% p.a. applies. Rates and fees are subject to change. Excludes Gift Voucher Purchases. Click here for more information.

 

GEM Finance

Currently we offer finance on any single product purchase* or combined product purchases over the value of $300.

*Currently 12 months interest free applies to purchases $300. and over.
*Any available interest free offers over the usual 12 month period, the minimum purchase amount is $600.

  • Available on participating Gem Visa or Gem CreditLine credit cards only.
  • New customers must apply and be approved for a Gem Visa credit card.
  • Gift voucher purchases excluded*

Applications can be made directly with Latitude Financial Services Limited via their online application page.

What is Interest Free GEM Finance?

Pay no interest during the promotional period provided you pay the ‘payment to reduce further interest’ amount in your monthly statement by the payment due dates. If you pay the outstanding balance in full before the end of the interest free period, you will avoid paying any interest. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement.

Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)).. Prevailing interest rate (currently Gem Visa 29.95% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free plan expires.

Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement.

For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies.

Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited.

  •  Buy online or in-store
  •  Choose a payment plan that suits you
  •  Pay no interest during interest free period
  •  Apply online and if approved, start shopping right away
  •  Minimum monthly payments must be made each month
  •  Make additional repayments without penalty

Apply Now

How to Complete Your Order:

  • Select Payment Method: Choose GEM Visa / GEM CreditLine at checkout.

  • Receive Payment Link: Once your order is placed, our team will send a secure GEM Pay-By-Link directly to your mobile phone via SMS text message.

  • Complete & Dispatch: Follow the link instructions to finalize your payment, and we will process and ship your order!

*GEM Interest Free Offer T&C's

  • New customers must apply and be approved for a Gem Visa credit card. 
  • Interest Free offers are only available on Gem Visa and Gem CreditLine credit cards only.
  • Gift voucher purchases excluded*

12 Months Interest Free* Storewide T&C's

*12 Months Interest free. Minimum purchase $250. From no deposit. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)).. Prevailing interest rate (currently Gem Visa 29.95% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free plan expires. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited.